Coverage

Built for your state's contracts.Not a generic template.

Every state runs on its own forms, disclosures, and deadline clock. Ezra, Ratifyly's AI coordinator, reads the actual contract your state uses, checks the exact paperwork it requires, and tracks the dates that matter there. Contract coverage is built for 21 states and the District of Columbia, and live deals are running in Virginia today; more states are rolling out.

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21 states and DC

Home state

Virginia, in full.

Ratifyly grew up on Virginia paperwork, so a Virginia deal is exactly what it was built to run. The moment a contract is ratified, Ezra reads it, confirms the required paperwork is present and signed, and flags what is missing before it becomes a problem at closing. Then he tracks every date the contract runs on, and the brokerage, the agent, and the client watch the same transaction move.

The statewide purchase contract, plus the NVAR contract the DC-metro counties run on
The Residential Property Disclosure and its Summary of Rights, lead paint on pre-1978 homes, and the association resale packet
Every window the contract runs on, from the inspection contingency through the walk-through to settlement

See the Virginia page

app.ratifyly.com/transactions/123-maple

123 Maple Avenue

Needs you · 1 check$485,000

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Resolve first: 1 review item

Read from the contract

Take another look

Purchase price$485,000

Earnest money$4,850

RatifiedJul 8, 2026

Closing dateAug 8, 2026

Parties · 5

Emily & Marcus Chen

Buyers

Robert Palmer

Seller

Fairview Mortgage

Lender

Cornerstone Title & Escrow

Title

Every field is a proposal: a person confirms or corrects each one.

The mechanism

What coverage actually means

Not a badge on a map. For every jurisdiction on this page there are four things written down, and a deal in that market gets checked against all four.

The forms your market signs: The statewide association contract, the regional board's own version where a market has one, and the addenda that ride along with them.
The paperwork it requires: The disclosure that has to be delivered, the summary that goes with it, lead paint on a pre-1978 home, the resale packet when there is an association. Missing is a finding, not a discovery at closing.
The clock it runs on: Windows that start at ratification and windows that start at delivery, cancellation rights that run on their own count, and the settlement date the rest is measured back from.
The finding, and where it came from: Every finding names the document and the page it was drawn from, and Ezra discards his own draft when he cannot ground the quote in the file. The broker clears it. A human approves what counts.

By jurisdiction

Every state, and the paperwork it runs on

Each one has its own page: the contracts read there, the required paperwork checked, and every deadline the deal runs on. Virginia came first, and the rest were built out market by market.

ArizonaAZEvery AAR contract, read and tracked from acceptance to close.View coverage ColoradoCOColorado's CBS1 Contract to Buy and Sell, read the moment it's signed, Dates and Deadlines table and all.View coverage ConnecticutCTConnecticut's two-stage binder-to-contract deals, read and audited the moment the attorney's agreement is signed.View coverage DelawareDEDelaware Association of REALTORS Agreement of Sale contracts, every date lifted off the page.View coverage District of ColumbiaDCGCAAR Sales Contracts: every DC, Maryland, and Virginia leg of the deal on one view.View coverage FloridaFLFlorida Realtors/Florida Bar contracts, standard and AS-IS, read and audited the moment they're signed.View coverage GeorgiaGAGeorgia runs on GAR Purchase & Sale Agreements; Ezra reads and audits every one the day it's signed.View coverage MaineMEMaine Association of REALTORS Purchase & Sale Agreements, read page by page.View coverage MarylandMDMaryland REALTORS Residential Contracts of Sale, every addendum accounted for.View coverage MassachusettsMAMassachusetts runs on a two-stage Offer-to-Purchase then P&S; Ezra reads both the day they're signed.View coverage New HampshireNHNew Hampshire Association of REALTORS Purchase and Sales Agreements, read front to back.View coverage New JerseyNJNJ REALTORS Form 118 contracts, read the moment they're signed, through attorney review and to the closing table.View coverage New YorkNYAttorney-drafted downstate or board-form upstate: Ezra reads the contract that actually governs your deal.View coverage North CarolinaNCEvery Form 2-T deadline, read and watched.View coverage PennsylvaniaPAPAR-form contracts, read line by line.View coverage Rhode IslandRIRhode Island Association of REALTORS Purchase & Sales Agreements, read and audited in full.View coverage South CarolinaSCSCR-form contracts and the due-diligence clock, audited automatically.View coverage TennesseeTNTennessee REALTORS RF 401 contracts, with every contingency date tracked.View coverage TexasTXTREC-form contracts and the option clock, audited automatically.View coverage UtahUTThe Utah REPC, read and audited line by line.View coverage VirginiaVAOur home state: Virginia REALTORS contracts, read and audited the day they're signed.View coverage WashingtonWANWMLS Form 21 contracts, audited the moment they're signed.View coverage

Don't see your state? We're adding them continuously. Tell us where you work.

The state says what to require.The document says what is true.

Ratifyly never assumes a form. Ezra reads the one in front of him, pulls the dates out of the words on the page, and checks the packet against what that market requires. A regional board form, an attorney's redline, or your brokerage's own paperwork all land the same way: one audited transaction, with its deadlines already running. What he cannot ground in the document he leaves for a person to confirm, instead of guessing at it.

See the whole path, contract to closing

Straight answer

What we will and will not claim here.

These pages summarize the forms and requirements a market commonly uses, for reference. They are not legal advice, and forms and statutes change. Every date Ratifyly computes is decision support: verify it against the contract and the controlling statute, and follow your brokerage's current compliance guidance first.

A jurisdiction gets written down here once its rule pack is built, never while it is planned. More are rolling out, and the fastest way onto the list is to send us the contract your market actually signs.

See it read your state's contract

Send us the standard purchase agreement you use and we'll show you exactly what Ezra pulls out, audits, and tracks.

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