Coverage
Live in Virginia. Ready for 21 states and DC.
Every state runs on its own forms, disclosures, and deadline clock. Ezra reads the actual contract your state uses, checks the exact paperwork it requires, and tracks the dates that matter there. Built inside a working brokerage.
Home state
Virginia, in full.
Ratifyly grew up on Virginia paperwork, so a Virginia deal is exactly what it was built to run. The moment a contract is ratified, Ezra reads it, confirms the required paperwork is present and signed, and flags what is missing before it becomes a problem at closing. Then he tracks every date the contract runs on, and the brokerage, the agent, and the client watch the same transaction move.
- The statewide purchase contract, plus the NVAR contract the DC-metro counties run on
- The Residential Property Disclosure and its Summary of Rights, lead paint on pre-1978 homes, and the association resale packet
- Every window the contract runs on, from the inspection contingency through the walk-through to settlement
123 Maple Avenue
Roanoke, VA · Jordan Rivera · Buyer side · Emily and Marcus Chen
Resolve first: 1 review item to approve.
What I read
1 to check6 facts read from the purchase agreement. Sale price is still in doubt.
Still in doubt
Sale price
$485,000
From the purchase agreement, page 1
I could not find these words in the document.
and 5 more read cleanly
The mechanism
What coverage actually means
Not a badge on a map. For every jurisdiction on this page there are four things written down, and a deal in that market gets checked against all four.
- The forms your market signs
- The statewide association contract, the regional board's own version where a market has one, and the addenda that ride along with them.
- The paperwork it requires
- The disclosure that has to be delivered, the summary that goes with it, lead paint on a pre-1978 home, the resale packet when there is an association. Missing is a finding, not a discovery at closing.
- The clock it runs on
- Windows that start at ratification and windows that start at delivery, cancellation rights that run on their own count, and the settlement date the rest is measured back from.
- The finding, and where it came from
- Every finding names the document and the page it was drawn from, and Ezra discards his own draft when he cannot ground the quote in the file. The broker clears it.
By jurisdiction
Every state, and the paperwork it runs on
Each one has its own page: the contracts read there, the required paperwork checked, and every deadline the deal runs on. Virginia came first, and the rest were built out market by market.
- ArizonaAZEvery AAR contract, read and tracked from acceptance to close.
- ColoradoCOColorado's CBS1 Contract to Buy and Sell, read the moment it's signed, Dates and Deadlines table and all.
- ConnecticutCTConnecticut's two-stage binder-to-contract deals, read and audited the moment the attorney's agreement is signed.
- DelawareDEDelaware Association of REALTORS Agreement of Sale contracts, every date lifted off the page.
- District of ColumbiaDCGCAAR Sales Contracts: every DC, Maryland, and Virginia leg of the deal on one view.
- FloridaFLFlorida Realtors/Florida Bar contracts, standard and AS-IS, read and audited the moment they're signed.
- GeorgiaGAGeorgia runs on GAR Purchase & Sale Agreements; Ezra reads and audits every one the day it's signed.
- MaineMEMaine Association of REALTORS Purchase & Sale Agreements, read page by page.
- MarylandMDMaryland REALTORS Residential Contracts of Sale, every addendum accounted for.
- MassachusettsMAMassachusetts runs on a two-stage Offer-to-Purchase then P&S; Ezra reads both the day they're signed.
- New HampshireNHNew Hampshire Association of REALTORS Purchase and Sales Agreements, read front to back.
- New JerseyNJNJ REALTORS Form 118 contracts, read the moment they're signed, through attorney review and to the closing table.
- New YorkNYAttorney-drafted downstate or board-form upstate: Ezra reads the contract that actually governs your deal.
- North CarolinaNCEvery Form 2-T deadline, read and watched.
- PennsylvaniaPAPAR-form contracts, read line by line.
- Rhode IslandRIRhode Island Association of REALTORS Purchase & Sales Agreements, read and audited in full.
- South CarolinaSCSCR-form contracts and the due-diligence clock, audited automatically.
- TennesseeTNTennessee REALTORS RF 401 contracts, with every contingency date tracked.
- TexasTXTREC-form contracts and the option clock, audited automatically.
- UtahUTThe Utah REPC, read and audited line by line.
- VirginiaVAOur home state: Virginia REALTORS contracts, read and audited the day they're signed.
- WashingtonWANWMLS Form 21 contracts, audited the moment they're signed.
Don't see your state? Tell us where you work.
The state says what to require.The document says what is true.
Ratifyly never assumes a form. Ezra reads the one in front of him, pulls the dates out of the words on the page, and checks the packet against what that market requires. A regional board form, an attorney's redline, or your brokerage's own paperwork all land the same way: one audited transaction, with its deadlines already running. What he cannot ground in the document he leaves for a person to confirm, instead of guessing at it.
Straight answer
What we will and will not claim here.
These pages summarize the forms and requirements a market commonly uses, for reference. They are not legal advice, and forms and statutes change. Every date Ratifyly computes is decision support: verify it against the contract and the controlling statute, and follow your brokerage's current compliance guidance first.
A jurisdiction gets written down here once its rule pack is built, never while it is planned. The fastest way onto the list is to send us the contract your market actually signs.
See it read your state's contract
Send us the standard purchase agreement you use and we'll show you exactly what Ezra pulls out, audits, and tracks.