Georgia
The moment a GAR Purchase and Sale Agreement (F20/F201) is signed, Ratifyly reads it and confirms the paperwork the deal actually needs is present and signed — the Seller's Property Disclosure Statement (F301) where the seller has chosen to provide one, the BRRETA brokerage-relationship disclosure, and lead-paint disclosure on pre-1978 homes — and flags anything missing before it becomes a problem. Because Georgia is caveat-emptor, Ratifyly won't invent a disclosure the state doesn't require; it checks what the contract and the parties actually put in place. Then it tracks every deadline the agreement runs on — due diligence, financing, appraisal, title, and the attorney-run closing — and keeps the brokerage, the agent, and the client on one live view of the same transaction.
The contracts we read
Most Georgia residential deals run on the Georgia Association of Realtors (GAR) Purchase and Sale Agreement — long referenced as F20 and now numbered F201 — with common exhibits like the Seller's Property Disclosure Statement (F301) and financing, inspection, and lead-paint addenda. Georgia is an attorney-closing state: a licensed Georgia attorney must conduct the closing, so the executed contract, disclosures, and title work all feed a lawyer-run settlement. Ratifyly reads the signed document itself, whatever its source — GAR statewide forms, a local board form, a broker's form, or attorney-drafted language.
But Ratifyly isn't limited to those. Because it reads the document itself— not a fixed template — it handles whatever version an agent actually uses: the statewide association form, a regional or local board form, an attorney-drafted contract, or a brokerage's own paperwork. And it reads the whole packet, not just the contract — disclosures, addenda, the closing disclosure, title commitment, inspection reports, wire instructions, and more — so nothing in the file goes unreviewed.
Required paperwork we check
- Georgia is a caveat-emptor state — there is NO statutory seller condition-disclosure form. The GAR Seller's Property Disclosure Statement (F301) is customary, not mandated, and a seller may sell without one (O.C.G.A. §51-6-2 common-law framework).
- Common-law duty to disclose known latent (hidden) defects and to not actively conceal them or make misrepresentations — the seller cannot stay silent about material defects they know a buyer can't reasonably discover.
- BRRETA brokerage-relationship disclosure — brokers must disclose their agency relationship and role to the parties (Brokerage Relationships in Real Estate Transactions Act, O.C.G.A. §10-6A).
- Federal lead-based paint disclosure and the EPA/HUD pamphlet are required for homes built before 1978 (42 U.S.C. §4852d).
- Practical local items still surface in Georgia deals — HOA/condominium documents and assessments, and any property-specific conditions the seller elects to disclose via F301 — even though no state form compels them.
Deadlines we track
- Due-diligence / inspection period — GAR contracts typically run on a negotiated due-diligence window during which the buyer inspects and can terminate; the exact number of days is filled in on the contract, not fixed by statute.
- Financing contingency — the deadline by which the buyer must secure loan approval (or terminate), as written into the agreement.
- Appraisal contingency — where elected, the window for the appraisal to support the purchase price.
- Title examination and objection — time for the closing attorney to examine title and for the buyer to raise objections before closing.
- Closing date — the agreed date the attorney-run closing occurs and the deed and funds change hands.
- Possession — when the buyer takes possession, at closing unless a separate occupancy or lease-back is agreed.
This page summarizes commonly used Georgiaforms and requirements for reference only — it is not legal advice, and forms and statutes change. Always follow your brokerage's current compliance guidance, the controlling Georgia statutes, and the forms your transaction actually uses.
See Ratifyly read a Georgia contract.
Send us your Georgia purchase agreement and we'll show you exactly what it pulls out, audits, and puts on the timeline.