Connecticut
Connecticut's two-stage, attorney-close structure is exactly the kind of deal where a missed handoff hides. The moment a binder or the attorney's purchase-and-sale contract is signed, Ratifyly reads it, confirms the required paperwork is present and signed — the Residential Property Condition Disclosure Report (or the $500-credit election in its place), the smoke and carbon-monoxide affidavit, the agency disclosures, and lead-paint on pre-1978 homes — and flags anything missing before it becomes a problem. Then it tracks every deadline the deal runs on, from the binder-to-contract window through financing, title, and closing, and keeps the brokerage, the agent, and the client on one live view of the same transaction.
The contracts we read
Connecticut runs a two-stage process: a short binder or offer to purchase (often on Connecticut Association of REALTORS forms, especially in Fairfield County) holds the deal while the seller's attorney drafts the formal purchase-and-sale contract that governs. Closings are attorney-conducted under state law (CGS 51-88a). Ratifyly reads the actual signed document — binder, board form, or the attorney-drafted contract that supersedes it — so it works regardless of which stage or drafter you're on.
But Ratifyly isn't limited to those. Because it reads the document itself— not a fixed template — it handles whatever version an agent actually uses: the statewide association form, a regional or local board form, an attorney-drafted contract, or a brokerage's own paperwork. And it reads the whole packet, not just the contract — disclosures, addenda, the closing disclosure, title commitment, inspection reports, wire instructions, and more — so nothing in the file goes unreviewed.
Required paperwork we check
- Residential Property Condition Disclosure Report — required before the buyer signs a binder or contract (CGS 20-327b); the seller may instead skip it and credit the buyer $500 at closing (CGS 20-327c), so this form is conditionally waivable, not universally present
- Smoke and carbon-monoxide detector affidavit at transfer of most residential dwellings (CGS 29-453; detector status also captured on the condition report)
- Prospective-purchaser and prospective-seller agency relationship disclosure (CGS 20-325c and 20-325d)
- Federal lead-based paint disclosure and EPA pamphlet for homes built before 1978 (42 USC 4852d)
Deadlines we track
- Binder / offer period — the window for the seller's attorney to prepare the formal superseding purchase-and-sale contract
- Inspection / due-diligence contingency — the period to complete inspections and raise or resolve issues before the contract firms up
- Mortgage financing contingency — the date by which the buyer must secure a written loan commitment
- Appraisal — typically ordered by the lender and tied to the financing timeline
- Title search and review — the attorney's examination of title ahead of closing
- Closing date — the attorney-conducted settlement at which the $500 credit applies if the condition report was not furnished
This page summarizes commonly used Connecticutforms and requirements for reference only — it is not legal advice, and forms and statutes change. Always follow your brokerage's current compliance guidance, the controlling Connecticut statutes, and the forms your transaction actually uses.
See Ratifyly read a Connecticut contract.
Send us your Connecticut purchase agreement and we'll show you exactly what it pulls out, audits, and puts on the timeline.