Connecticut
Connecticut's two-stage, attorney-close structure is exactly the kind of deal where a missed handoff hides. The moment a binder or the attorney's purchase-and-sale contract is signed, Ezra reads it, confirms the required paperwork is present and signed (the Residential Property Condition Disclosure Report (or the $500-credit election in its place), the smoke and carbon-monoxide affidavit, the agency disclosures, and lead-paint on pre-1978 homes) and flags anything missing before it becomes a problem. Then he tracks every deadline the deal runs on, from the binder-to-contract window through financing, title, and closing, and keeps the brokerage, the agent, and the client on one live view of the same transaction.
The contracts we read
Connecticut runs a two-stage process: a short binder or offer to purchase (often on Connecticut Association of REALTORS forms, especially in Fairfield County) holds the deal while the seller's attorney drafts the formal purchase-and-sale contract that governs. Closings are attorney-conducted under state law (CGS 51-88a). Ezra reads the actual signed document (binder, board form, or the attorney-drafted contract that supersedes it), so he works the same regardless of which stage or drafter you're on.
But Ratifyly isn't limited to those. Because it reads the document itself (not a fixed template), it handles whatever version an agent actually uses: the statewide association form, a regional or local board form, an attorney-drafted contract, or a brokerage's own paperwork. And it reads the whole packet, not just the contract (disclosures, addenda, the closing disclosure, title commitment, inspection reports, closing figures, and more) so the rest of the packet gets reviewed, too.
Required paperwork we check
- Residential Property Condition Disclosure Report: required before the buyer signs a binder or contract (CGS 20-327b); the seller may instead skip it and credit the buyer $500 at closing (CGS 20-327c), so this form is conditionally waivable, not universally present
- Smoke and carbon-monoxide detector affidavit at transfer of most residential dwellings (CGS 29-453; detector status also captured on the condition report)
- Prospective-purchaser and prospective-seller agency relationship disclosure (CGS 20-325c and 20-325d)
- Federal lead-based paint disclosure and EPA pamphlet for homes built before 1978 (42 USC 4852d)
Deadlines we track
- Binder / offer period: the window for the seller's attorney to prepare the formal superseding purchase-and-sale contract
- Inspection / due-diligence contingency: the period to complete inspections and raise or resolve issues before the contract firms up
- Mortgage financing contingency: the date by which the buyer must secure a written loan commitment
- Appraisal: typically ordered by the lender and tied to the financing timeline
- Title search and review: the attorney's examination of title ahead of closing
- Closing date: the attorney-conducted settlement at which the $500 credit applies if the condition report was not furnished
This page summarizes commonly used Connecticut forms and requirements for reference only; it is not legal advice, and forms and statutes change. Always follow your brokerage's current compliance guidance, the controlling Connecticut statutes, and the forms your transaction actually uses.
See what your next Connecticut contract becomes.
Send us your Connecticut purchase agreement and we'll show you exactly what it pulls out, audits, and puts on the timeline.