How it works
One forwarded email becomes a fully tracked, fully audited closing.
A home sale passes through a lot of separate hands, on three parallel tracks (contract, loan, closing) that never quite line up. There's no software to set up and nothing to re-key. Ezra, Ratifyly's assistant, builds all three from the paperwork itself, connects the people on each, and keeps everything in sync until the keys change hands.
Contract, loan, and closing: every party watching the same live picture.
Step 01 · Intake
Forward the paperwork. That's the whole setup.
Email the contract, the amendment, the inspection report, the same way you'd send it to a transaction coordinator. No forms, no templates, no login. The file itself is the input, and it can come from your inbox on your phone.
- Works from any email client. Forward or CC the deal in
- Multi-document packets are split into the right file automatically
- Nothing to install for you, your clients, or your closing office
FW: Ratified contract, 48 Harborview
jordan@yourbrokerage.com → ezra@in.ratifyly.com
Filed automatically
48 Harborview Drive · 3 documents filed · deadlines updated · audit queued for review
Step 02 · Build the deal
From pages to a plan.
Upload the ratified contract. Ezra reads every page and turns it into the transaction itself: parties, dates, deadlines, dollars, each routed to the seat responsible for it. Anything he cannot ground in the document he surfaces for a one-tap confirmation instead of guessing.
- Dates and deadlines are read from the contract, not typed by you
- Every document is classified, named, and attached to the right deal
Step 03 · Review
Every file is audited before it closes.
Every document is checked against the brokerage's rulebook the moment it lands: missing signatures, mismatched dates, the disclosure that never came back. Ezra drafts the disposition before the broker opens the finding, with the page cited and the quote checked word for word against the document. If he cannot ground the quote in the file, he throws his own draft away. The broker clears it, so nothing ships on the model's word alone.
- Deterministic and AI checks on every page, every version
- A review queue for the broker, read in minutes instead of hours
- Closed files are kept, organized, and retrievable years later
48 Harborview Drive
Audit ran 2 minutes ago · checks across the packet
Must resolve · 2
Signature date differs from the ratification date
Lead-paint disclosure
EMD amount doesn't match the escrow letter
Purchase agreement
Passing · 12
Signatures present · dates consistent · required documents on file
Step 04 · Connect
The lender's status feeds into the deal.
Connect the lender's status feed and their milestones land on your timeline, so no more status calls. When an amendment moves the closing date, everything downstream moves with it. Closing-office feeds are coming soon.
- Lender milestones fill in from a connected feed
- Every contingency carries an overdue or due-soon flag
- Move one date and the whole timeline re-flows
Your deadlines
1 needs you now; don't let a contingency lapse.
Needs you now
Coming up
Done
Contract status
Lender status
Fairview Mortgage
Closing office status
Cornerstone Title & Escrow
Step 05 · Visibility
Everyone watches the same transaction move.
Brokers get the review queue, agents get the cockpit, and clients get a portal that shows the whole deal running at once: the contract and inspection, the loan, the title work, and closing day, side by side rather than single file. Each one carries its own count of what's done and the name of whoever is holding it, so the 'any updates?' text answers itself.
- A live client portal on every deal, updated the moment paperwork does
- Every front of the deal at once, each with its own count, naming the company holding it where there is one
- The windows a client can still act in, with the date each one closes
- Ezra sends the routine reminders himself, by email or text, before a deadline slips
- Clients keep portal access after closing, so their documents stay put
Where things stand
These run at the same time, not one after another. Open any card to see its steps.
Contract and inspection
You're in the inspection period.
Waiting on you
Your financing
You're in the underwriting stage.
Waiting on Fairview Mortgage
Title and settlement
You're waiting for the title search to come back.
Waiting on Cornerstone Title & Escrow
Closing day
The closing day steps start closer to the date.
Not started yet
What can still change
Your contract still leaves these open. The dates are when each one closes.
- Home inspection deadlineuntil Jul 27, 20266 days left
Until this date you can still act on what the inspection turns up, like asking the seller for repairs. Your agent can tell you what your contract allows.
- Financing approval deadlineuntil Aug 3, 202613 days left
Until this date you can still act if your financing doesn't come through, like asking the seller for more time. Your agent can tell you what your contract allows and what happens to your deposit.
Private and secure: only your transaction.
Good morning · Tuesday, July 21
18 days until closing
Next up · Earnest money deposit, Saturday
123 Maple Avenue
Richmond, VA 23220 · You're buying · $485,000
Documents
6
Home Inspection
PDF · Jul 20, 2026NEW
Purchase Agreement
PDF · Jul 8, 2026
Lead-Paint Disclosure
PDF · Jul 8, 2026
Private and secure: only your transaction.
Where things stand
These run at the same time, not one after another. Open any card to see its steps.
Contract and inspection
You're in the inspection period.
Waiting on you
Your financing
You're in the underwriting stage.
Waiting on Fairview Mortgage
Title and settlement
You're waiting for the title search to come back.
Waiting on Cornerstone Title & Escrow
Closing day
The closing day steps start closer to the date.
Not started yet
What can still change
Your contract still leaves these open. The dates are when each one closes.
- Home inspection deadlineuntil Jul 27, 20266 days left
Until this date you can still act on what the inspection turns up, like asking the seller for repairs. Your agent can tell you what your contract allows.
- Financing approval deadlineuntil Aug 3, 202613 days left
Until this date you can still act if your financing doesn't come through, like asking the seller for more time. Your agent can tell you what your contract allows and what happens to your deposit.
Private and secure: only your transaction.
Step 06 · Ask
Then you just tell him what you need.
Everything above happens without being asked. This is the part where you ask. There is one field at the bottom of every page: ask a question and Ezra answers out of your live files, ask for something and he hands back a card with the work already drafted. The chase email with its full body shown. The payout with the split computed and the snapshot it was computed from named. The statement, the accounting summary, the CDA. Every card says what it was drawn from and when it was drafted. You read it and you stamp it, and that stamp is the same stamp on the same row whether you make it in the thread or on the deal itself. Approved money still runs from the payments desk, never from a conversation. He works the same way over text, which gets switched on brokerage by brokerage.
One field, plain language, answers grounded in the files you can already open
Drafted work arrives finished and unsent, with its provenance on the card
If he cannot verify an item against your account, he says so instead of drafting it
Routine work goes out on its own; money, binding terms, and outside parties wait for a person
Set up in the time it takes to forward an email.Kept in sync until the keys change hands.
No onboarding calls, no rulebooks to rebuild, no fields to fill. You already do the one thing Ratifyly needs: you send the paperwork. From there, the deal builds and tracks itself, and shows its work to everyone in the transaction.
Every date Ezra tracks is computed from your documents and the governing state rules, but it's decision support, not legal advice. Always verify deadlines against the contract and the controlling statute.
See your next closing the way your clients will
Send over a recent transaction file and we'll show you what it becomes: the audit, the deadlines, and the live timeline every party gets to watch.