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How it works

You make the calls.Ezra handles the rest.

A home sale passes through a lot of separate hands, on three parallel tracks (contract, loan, closing) that never quite line up. There's no software to set up and nothing to re-key. Ezra, Ratifyly's assistant, builds all three from the paperwork itself, connects the people on each, and keeps everything in sync until the keys change hands.

Create your accountSee it on your contracts
app.ratifyly.com/connect/transactions/48-harborview

Dates

Earnest money
Paid Jul 15, 2026
Done
Loan application
Submitted Jul 13, 2026
Done
Inspection
Jul 17, 2026
Done
Inspection period
Ends Jul 20 · in 3 days · Completes when the repair addendum is sent
Underway
Repair negotiation
Jul 24, 2026 · in 7 days
Next
Financing approval
Ends Aug 1 · in 15 days · Updates from your lender
Underway
Final walkthrough
Schedule closer to closing
Utilities transfer
Aug 12, 2026 · in 26 days · Your client checks this off from their portal
Underway
Closing
Aug 12, 2026 · in 26 days

Read from your paperwork and deemed accurate. Worth a quick check against the contract.

Contract status

RatifiedEMDInspectionRepairsClosing

Tap a step to log it yourself, or a step you logged to reopen it; reported updates stay put.

Lender status

Fairview Mortgage
Updates from your lender
Now: Appraisal ordered
ApplicationFile to processorAppraisal orderedUnderwritingConditional approvalAppraisal receivedInitial CD signedApprovalClear to closeFinal CD sent

Closing office status

Cornerstone Title & Escrow
Updates from your closing office
Now: Title received
IntakeTitle orderedTitle receivedConditions clearedTitle commitmentReady to close
One live timelineEvery date, every document, everything that hasn't come back.

Step 01

It's ratified.

Forward the contract. Your deal is built, every date on its timeline.

  • Works from any email client. Forward or CC the deal in
  • Or text it to Ezra
  • Multi-document packets are split into the right file automatically
  • A new listing on the MLS opens its own deal, with the property facts pulled in
  • Dates and deadlines are read from the contract, not typed by you
  • Nothing to install for you, your clients, or your closing office
JR

FW: Ratified contract, 48 Harborview

jordan@yourbrokerage.com → ezra@in.ratifyly.com

9:14 AM
Purchase_Agreement.pdfLead_Paint.pdfPre_Approval.pdf+6 more

Filed automatically

48 Harborview Drive · 9 documents filed Jul 10, 2026 · deadlines tracked · portal ready to send

Step 02

Take a look.

Ezra shows you what he read. Fix anything in a tap.

  • He reads every page and turns it into the transaction itself: parties, dates, deadlines, dollars, each routed to the party responsible for it
  • Anything he cannot ground in the document he surfaces for a one-tap confirmation instead of guessing
  • Every document is classified, named, and attached to the right deal

123 Maple Avenue

Roanoke, VA · Jordan Rivera · Buyer side · Emily and Marcus Chen

Needs you· 1 checkCloses Friday, August 21$485,000

Resolve first: 1 review item to approve.

What I read

1 to check

6 facts read from the purchase agreement. Sale price is still in doubt.

Still in doubt

Sale price

$485,000

Edit

From the purchase agreement, page 1

I could not find these words in the document.

and 5 more read cleanly

Step 03

Bring your client in.

One tap sends their portal. The “where are we?” calls stop here.

  • A live client portal on every deal, updated the moment paperwork does
  • Every front of the deal at once, each with its own count, naming the company holding it where there is one
  • The windows a client can still act in, with the date each one closes
  • Clients keep the portal after closing, and a buyer's portal becomes their Home File, with every paper and record for the home

Tip: Portal preview shows you exactly what your client sees, before you invite them.

Your journey to closing

Three things happen at once after ratification.

RatifiedJul 10, 2026

Contract and inspection

Now: inspection, due Jul 20

Your financing

Appraisal with Fairview Mortgage, updated Jul 14

Title and settlement

Title search with Cornerstone Title & Escrow, updated Jul 14

Closing dayAug 12, 2026
See the full journey

The date on each line is the latest news we have.

New to this?Read what happens between now and closing.

Where things stand

Contract and inspectionYou're in the inspection period.Waiting on the other side5 of 8Inspection deadlineDue Jul 20, 2026
Your financingThe appraisal is being ordered.Waiting on Fairview Mortgage2 of 10Appraisal orderedNot on the calendar yet
Title and settlementYou're waiting for the title search to come back.Waiting on Cornerstone Title & Escrow2 of 6Title search backNot on the calendar yet
Closing dayThe closing day steps start closer to the date.Waiting on you0 of 4Homeowners insuranceNot on the calendar yet

These run at the same time, not one after another. Open any card to see its steps.

Step 04

Hand it off.

Ask Ezra to send the packet to your lender and title. Their replies land on the deal, and he follows up when things go quiet.

  • Lender milestones fill in from a connected feed
  • The lender, the closing office and the agent on the other side join by email or text, no login and nothing to install
  • DocuSign, dotloop and SkySlope packages arrive by forward from any inbox, and every deadline lands in Google Calendar, Outlook or Apple Calendar as a real invite

48 Harborview Drive

Salem, VA · Buyer side · Alex and Sam Morgan

On trackContract: EMDCloses in 33 days

Now: Loan Submission Deadline

Needs you

Send the file
Ready to send to Cornerstone Title & Escrow

Everything else on this deal is on track.

Step 05

Start each day with Needs you.

A date to mark met. A document to send. A message to approve. That's it.

  • Every contingency carries an overdue or due-soon flag
  • Move one date and the whole timeline re-flows
  • Ezra sends the routine reminders himself, by email or text, before a deadline slips

Good morning, Jordan

Tuesday, July 14

Needs you

123 Maple AvenueRatified yesterdayStill open on it: file not sent to the closing office and file not sent to the lender. No EMD receipt on file yet (due in 6 days). Loan application not in yet (due in 6 days). Inspection not booked yet (period ends in 13 days).
To
Cornerstone Title & Escrow, closing office
Copy
Fairview Mortgage, lender
The ratified contract for 123 Maple Avenue, and the intake draft.
Send the fileNot now
48 Harborview DriveRatified FridayNo EMD receipt on file yet (due tomorrow).
Open dealNot now

Step 06

Stay on the move.

“When's the appraisal due on Maple?” “Send the inspection report to my buyer.” Ask by text. Reply YES.

  • One field, plain language, answers grounded in the files you can already open
  • Drafted work arrives finished and unsent, with its provenance on the card
  • If he cannot verify an item against your account, he says so instead of drafting it
  • Anything new that reaches a client, a lender or the other agent waits for your OK; reminders you have set run on their own
  • Every conversation is fenced to the person having it, in the code rather than in a settings screen
  • He learns how you work, your preferences, your instructions and your voice, and you can read and delete every word of it

Step 07

Close.

Mark Closing Day done. Your just-sold post is ready, and your file is already clean.

  • When a listing goes live, goes under contract and closes, Ezra drafts the post in the agent's voice, and it goes to their Facebook Page and Instagram with one tap, or a YES to Ezra
  • Closed files are kept, organized, and retrievable years later
  • Every document is checked against the brokerage's rulebook the moment it lands: missing signatures, mismatched dates, the disclosure that never came back
  • Ezra drafts the disposition with the page cited and the quote checked word for word, and throws his own draft away if he cannot ground the quote in the file
  • The broker clears it, so nothing ships on the model's word alone
  • A review queue for the broker, read in minutes instead of hours; deterministic and AI checks on every page, every version

Deals

48 Harborview Drive

Salem, VA · Jordan Rivera · Buyer side · Alex and Sam Morgan

Needs you· 3 checksCloses Wednesday, August 12$549,000

Resolve first: 1 document missing, 2 review items to approve. 1 document expected later.

Paperwork

2 of 3
  • Summary of Rights

    Required.

    Missing
  • Purchase Agreement
    48-harborview-drive-purchase-agreement.pdf
    On file
  • Residential Property Disclosure
    48-harborview-drive-residential-property-disclosure.pdf

    Buyer’s signed copy

    The copy on file is not signed by the buyer. Once it is signed, add that copy here and it takes this slot.

    Needs signature
    Residential Property Disclosure signed
    Missing signatures: buyer.
    Must resolve

1 still needs to be added.

Expected later

  • Closing Disclosure or Settlement Statementexpected at closingWaiting

Additional documents

  • Lead Paint Disclosure · 48-harborview-drive-lead-paint-disclosure.pdf
    Lead-based paint disclosure signed (buyer + seller)
    Missing signatures: seller.
    Must resolve

Drag one onto a slot to file it there, or onto a filled slot to merge a document that arrived in pieces.

Getting started

Up and running in minutes.

Every step can wait, so start wherever you like. No onboarding calls, no rulebooks to rebuild, no fields to fill.

Create your account
  1. 1

    Create your account at ratifyly.com, or accept your invite.

  2. 2

    Pair your phone. Tap “Text Ezra now” or scan the code. That first text is all it takes. From then on, Ezra is in your Messages.

  3. 3

    Find yourself on the MLS. Tap “That's me” on the card that matches your name and office, and your listings open their own deals.

  4. 4

    Name your deal address. Your own email address for Ezra, if you work on your own or lead a team; in a brokerage, your broker names it. Share it with your lender and closing office, and their updates land right on the deal.

  5. 5

    Bring your people. Import your contacts, or just text the cards to Ezra.

  6. 6

    Tell Ezra about you. Your hours, your areas, what you promise every client, what he should never do. Text it or type it in the app. He remembers, and you can see or delete it any time. If coaching is on for your account, you choose whether he coaches you.

  7. 7

    Send your first contract. Forward it from any device. About a minute later, your deal is ready.

  8. 8

    Invite your client. Check what Ezra read, then send their portal with one tap.

Connect Gmail, and Ezra reads your deal mail for you. He only looks at messages about your active deals, and, if you say yes, the mail you send, to learn how you write. Your mailbox stays yours.

Every date Ezra tracks is computed from your documents and the governing state rules, but it's decision support, not legal advice. Always verify deadlines against the contract and the controlling statute.

Less busywork. More business.

Built inside a working brokerage. Live in Virginia. Ready for 21 states and DC.

Create your accountEmail us a file