About Ratifyly
Built by people who've actually closed the deals.
Most real estate software is built by companies on the outside looking in, then sold to brokers who bend around it. Ratifyly is the opposite: built inside our own brokerage, for our own agents and our own clients.
How it started
We solved it for ourselves first.
- In-house
- Built inside a working brokerage, not by an outside vendor.
- Battle-tested
- Proven on our own real transactions before we opened it up.
- One system
- Compliance, deadlines, and the client portal in one place, with agent payments coming soon.
We didn't set out to build software to sell. We built it to survive a working brokerage: a full book of business, all the compliance, all the deadlines, all the clients wondering where things stood. The problems weren't abstract. They were the ones we lived every single day.
Contracts read and audited automatically instead of by hand. Every deadline across the contract, the loan, and the closing tracked in one place. A client experience that finally answered the question everyone asks: “where is my deal right now?”
It worked. Our agents moved faster, our files stayed clean, and our clients told us they'd never felt so in the loop. It was purpose-built by people who care deeply about the agents and clients on the other side of every transaction, because those people were ours.
Now we're inviting others in. Independent brokerages and agents deserve the same infrastructure we built for ourselves, not another tool from someone who's never sat at a closing table.
The fuller argument, where the weeks of a closing actually go and the layer that takes them back, is in the founder essay The Other Forty Days.
The tangle
The last major industry no one has truly fixed.
A single home sale runs through dozens of specialists. Loan officers, processors, underwriters, and appraisers on the lender side; intake teams, title searchers, escrow officers, and closers on the settlement side; the inspector; the agents on both ends. Each one works in software that never talks to the rest. That fragmentation, not a shortage of effort, is why.
Residential real estate does not lack talent. It lacks coordination.
Our mission
Make the biggest transaction of a person's life feel like one clear thing you can see.
Ratifyly exists to give the agent who runs each transaction one system of record, one the client can watch and the broker can audit, and to pull the lender and the closing office in as live status as they connect. It doesn't replace anyone. It gives the deal a single place everyone can finally see it.
The founders
An operator and an engineer: one who lived the problem, one who could build the fix.
Austin Cummings
Co-founder & CEO
I spent years as a top-producing agent before building my own brokerage from the ground up, and later founded Bellro, the brokerage infrastructure Ratifyly was built inside. I lived every problem the industry pretends is already solved: compliance that still meant a human reading every page by hand, agents chasing deadlines across email and texts, commission splits wrangled in spreadsheets, and clients with no idea where their deal actually stood.
Most people never see how tangled it really is. I ran an entire business on top of that tangle for years, holding all the moving parts together from my own inbox, because nothing on the market actually did it for me. Once you've lived that every day, you can't unsee it.
So I set out to build the tool I always wished I'd had, one designed for brokers and agents, not sold at them. It's the software I needed back when I was the one at the closing table, and getting it into the hands of the independent brokerages and agents who deserve far better than what I had to fight through is the part I care about most.
Zach Stotz
Co-founder & CTO
I'm a mechanical engineer who fell in love with the design process: taking a messy, real-world problem and engineering it into something that just works. A builder and entrepreneur at heart, I turn ideas into reality and thrive on helping others bring their vision to life.
At Ratifyly I lead the technical development team and own the technology end to end: the AI that reads every contract, the engine that tracks every deadline, and the infrastructure that finally makes all these disconnected systems work as one. That means a brokerage can run compliance, give clients a live view of their deal, and pay its agents as that capability rolls out.
I bring an engineer's obsession with getting the details right to an industry that has tolerated “good enough” software for far too long, and it shows in the product: the parts that just work are the ones I spent the longest making bulletproof.
Who builds it
Most of our executive team and most of our development team are AI agents.
Ratifyly is an AI-native company. Not a stunt and not a shortcut: it is the same bargain the product makes, applied to ourselves. Software does the work, and a human approves what counts. We would rather say that plainly, in our own words, than have someone else say it for us.
The problem we picked is a volume problem. Stitching a lender, a closing office, two brokerages, and a family into one connected transaction takes an enormous amount of patient, unglamorous work: reading pages, tracking dates, chasing status, reconciling versions, seat by seat, deal by deal. A conventional software company covers that with a roadmap and a waiting list. We cover it with a workforce that scales the day the work shows up. We did not bolt AI onto old software. We built a company out of it.
And judgment here has one name on it. What we build, what we charge, what we promise, and what we refuse to do belong to the founder, on the record, by name. Not a committee, not a model, not a vote among agents. When a call carries consequence, an agent's job is to bring it to him with the file open, and his job is to make it and own it.
If we get something wrong, you will not get a paragraph about our systems. You will get me, by name, the way you would across a settlement table.
Austin Cummings, Co-founder & CEO
See it on your own contracts.
The same system we built for our brokerage, now inviting independent brokerages and agents. We'll show you exactly how it reads your paperwork.