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Virginia

Virginia is our home state, so a VA deal is exactly what Ratifyly was built to run. The moment a Form 600 or NVAR K1321 is signed, Ezra reads it, confirms the required paperwork is present and signed (the Residential Property Disclosure, the Summary of Rights, lead-paint on pre-1978 homes, and any HOA or condo packet) and flags anything missing before it becomes a problem. Then he tracks every deadline the contract runs on and keeps the brokerage, the agent, and the client on one live view of the same transaction.

The contracts we read

Virginia REALTORS® Residential Contract of Purchase (Form 600) statewide, and the NVAR Residential Sales Contract (Form K1321) in the DC-metro counties, each carried with its financing, inspection, and contingency addenda (e.g. the 600D Home Inspection Contingency Addendum).

But Ratifyly isn't limited to those. Because it reads the document itself (not a fixed template), it handles whatever version an agent actually uses: the statewide association form, a regional or local board form, an attorney-drafted contract, or a brokerage's own paperwork. And it reads the whole packet, not just the contract (disclosures, addenda, the closing disclosure, title commitment, inspection reports, closing figures, and more) so the rest of the packet gets reviewed, too.

Required paperwork we check

  • Virginia Residential Property Disclosure Statement (RPD): Real Estate Board form under the Residential Property Disclosure Act (Va. Code § 55.1-700 et seq.)
  • Summary of Rights and Obligations under the RPDA (Virginia REALTORS® Form SUM1)
  • Federal lead-based paint disclosure + EPA pamphlet for homes built before 1978
  • POA / condominium resale certificate (disclosure packet) when the property is in an HOA or condo

Deadlines we track

  • Home inspection contingency (Form 600D): a negotiated window after ratification
  • Financing / mortgage contingency: loan commitment by the contract date
  • Appraisal contingency
  • RPDA termination right: buyer may terminate within 3 days of delivery (5 if mailed) when disclosed after ratification
  • Pre-settlement walk-through (within 7 days of settlement)
  • Settlement (closing) date

This page summarizes commonly used Virginia forms and requirements for reference only; it is not legal advice, and forms and statutes change. Always follow your brokerage's current compliance guidance, the controlling Virginia statutes, and the forms your transaction actually uses.

See what your next Virginia contract becomes.

Send us your Virginia purchase agreement and we'll show you exactly what it pulls out, audits, and puts on the timeline.