For buyers & sellers
You'll know before you have to ask.
The biggest purchase of your life, in plain sight.
Good morning · Tuesday, July 21
18 days until closing
Next up · Earnest money deposit, Saturday
123 Maple Avenue
Richmond, VA 23220 · You're buying · $485,000
Documents
6
Home Inspection
PDF · Jul 20, 2026NEW
Purchase Agreement
PDF · Jul 8, 2026
Lead-Paint Disclosure
PDF · Jul 8, 2026
Private and secure: only your transaction.
Where things stand
These run at the same time, not one after another. Open any card to see its steps.
Contract and inspection
You're in the inspection period.
Waiting on you
Your financing
You're in the underwriting stage.
Waiting on Fairview Mortgage
Title and settlement
You're waiting for the title search to come back.
Waiting on Cornerstone Title & Escrow
Closing day
The closing day steps start closer to the date.
Not started yet
What can still change
Your contract still leaves these open. The dates are when each one closes.
- Home inspection deadlineuntil Jul 27, 20266 days left
Until this date you can still act on what the inspection turns up, like asking the seller for repairs. Your agent can tell you what your contract allows.
- Financing approval deadlineuntil Aug 3, 202613 days left
Until this date you can still act if your financing doesn't come through, like asking the seller for more time. Your agent can tell you what your contract allows and what happens to your deposit.
Private and secure: only your transaction.
Good morning · Tuesday, July 21
18 days until closing
Next up · Earnest money deposit, Saturday
123 Maple Avenue
Richmond, VA 23220 · You're buying · $485,000
Documents
6
Home Inspection
PDF · Jul 20, 2026NEW
Purchase Agreement
PDF · Jul 8, 2026
Lead-Paint Disclosure
PDF · Jul 8, 2026
Private and secure: only your transaction.
Tuesday, 4:12 p.m.: the appraisal cleared. 4:13: the buyers knew.
See it
Your whole purchase, in the same file your agent works from.
Your purchase, end to end: every date, every document, every step between ratified and keys. When the appraisal comes back, you see it. When financing clears, you see it. And you see the same file your agent sees: same dates, same documents, same status. Your agent is still your guide. Now you can see the road too.
Contract, loan, and closing: every party watching the same live picture.
Nothing slips
Software watches every date. A person tells you in time.
A home purchase runs on deadlines. Inspection, appraisal, financing, closing: each one has a date, and software watches all of them so a busy week never costs you the house. Money moves in plain sight too: the amount, the destination, and the date of every payment in your deal live in the transaction, where you, your agent, and the closing office are all reading one version of the truth. When something needs your attention, a person brings it to you in plain words, with time to act.
Where things stand
These run at the same time, not one after another. Open any card to see its steps.
Contract and inspection
You're in the inspection period.
Waiting on you
Your financing
You're in the underwriting stage.
Waiting on Fairview Mortgage
Title and settlement
You're waiting for the title search to come back.
Waiting on Cornerstone Title & Escrow
Closing day
The closing day steps start closer to the date.
Not started yet
What can still change
Your contract still leaves these open. The dates are when each one closes.
- Home inspection deadlineuntil Jul 27, 20266 days left
Until this date you can still act on what the inspection turns up, like asking the seller for repairs. Your agent can tell you what your contract allows.
- Financing approval deadlineuntil Aug 3, 202613 days left
Until this date you can still act if your financing doesn't come through, like asking the seller for more time. Your agent can tell you what your contract allows and what happens to your deposit.
Private and secure: only your transaction.
Ask anytime
The answer comes back in a minute, not on Monday.
Theo is the assistant on your transaction, and he answers you directly. Ask what the appraisal said, when the walkthrough is, what that word in the contract means. He answers out of your own file, the same file your agent works from, so you are never told one thing while the record says another.
He goes after what you are owed, and he arranges what needs arranging around the times you actually have. When something needs your agent, it goes to your agent, with what you said already written down. He will not quote you a number he was not given, and he will never send you wire instructions or confirm anyone else's. Wires get verified by phone, every time, at a number you already had.
Theo
Today 10:41 AM
No app to download. He works over text too, which your brokerage switches on.
Keep it
After closing, the whole file is still yours.
After closing, the whole record stays with you: contract, disclosures, amendments, receipts, dates. One organized place, still there when tax season asks, or the next move does.
Questions, answered
All FAQsWhat will I actually be able to see?
Every front of your deal at once rather than one after another: the contract and inspection, your loan, the title work, and closing day. Each one shows how many of its own steps are done, names the company holding it where there is one, and says when the next thing is due, or says plainly that it isn’t on the calendar yet. There’s also a card for what can still change, listing the windows still open on the deal and the date each one closes. It’s the first place a buyer or seller can watch the whole deal in one view instead of piecing it together from texts.
Do I have to download an app or set anything up?
No. Your real-estate agent turns the portal on for you. There’s nothing for you to install and nothing for your agent to learn beyond forwarding the paperwork they already handle. It works on your phone’s browser today, and native iPhone and Android apps are on the way. Theo, the assistant on your transaction, answers your questions over text as well, which your agent’s brokerage switches on. If your agent hasn’t set it up, just send them the link and ask.
Do I keep access after my closing?
Yes. Your portal and your documents stay put after closing; you keep access rather than losing the record the day the deal is done. It stays a place you can go back to for the paperwork from your transaction.
Is it safe to pay my earnest-money deposit through Ratifyly?
Your earnest money deposit goes to the party named in your contract, usually the closing office or a brokerage escrow account, by whatever method they accept: check, electronic transfer, or wire. Before you send anything, open your transaction and confirm the amount and the destination there. The same details are in plain sight for you, your agent, and the closing office, so everyone is checking one version of the truth. If a payment request arrives by email or text and it does not match what you see in the transaction, stop and call your agent first. Theo never sends wire instructions and never confirms anyone else’s. Wires get verified by phone, every time, at a number you already had.
Is my personal and financial information safe?
Yes. Ratifyly deliberately collects the least data it needs (no Social Security numbers, credit reports, or bank-account numbers) and the AI that reads the paperwork does not train on your data. Everything is encrypted in transit and at rest, and your view is walled off from other people’s deals. You can read the full approach on the Security page.
One transaction. Everyone in it.
Ratifyly is in invite-only early access. Your agent can bring your transaction to the table. Ask them.