For buyers & sellers
You'll knowbefore you have to ask.
Your own portal. Your timeline, your to-dos, your documents, and Ezra to answer questions any time.
Documents
All 3Key dates
Behind you
Your journey to closing
Three things happen at once after ratification.
Contract and inspection
Now: inspection, due Jul 20
Your financing
Appraisal with Fairview Mortgage, updated Jul 14
Title and settlement
Title search with Cornerstone Title & Escrow, updated Jul 14
The date on each line is the latest news we have.
Where things stand
These run at the same time, not one after another. Open any card to see its steps.
Friday, 2:23 p.m.: the inspection report is in. The buyers have it, and three days to act on it.
Who it's for
For everyone else on the deal.
Ezra reaches the lender, the closing office and the agent on the other side by email or text. No login. Nothing to install.
Client Portal
Before the contract, through closing, and after.
One invite gives you a beautiful home for your deal: the journey, your to-dos, key dates, who's involved and the documents you need. Estimate your net or your closing costs, read guides for each stage, and ask Ezra questions about your own deal.
Before the contract
Search homes and get alerts when you're buying. See your pricing, showings and offers when you're selling.
TRThe Rivera GroupJordan RiveraHomes
Search the homes for sale, like the ones you want to see, and save a search to hear when a new one matches.
Save this searchAddress, subdivision or MLS #Any townNo minimumNo maximumAny beds1,186 homes
Newest- New418 Orchard DriveBlacksburg · 4 beds · 3 baths · 2,460 sq ft$512,000Listing courtesy of Ridgeline Realty
- Price reduced27 Woodland CourtChristiansburg · 3 beds · 2.5 baths · 1,880 sq ft$389,900Listing courtesy of Cardinal Oak Realty
Under contract
Your timeline, your to-dos, your documents, and Ezra to answer questions any time.
TRThe Rivera GroupJordan Rivera26 days until closing
Good afternoon · Friday, July 17Next up · Inspection deadline, Monday
48 Harborview Drive
Salem, VA 24153 · You're buying · $549,000
InspectionYour journey to closing
Three things happen at once after ratification.
RatifiedJul 10, 2026Contract and inspection
Now: inspection, due Jul 20
Your financing
Appraisal with Fairview Mortgage, updated Jul 14
Title and settlement
Title search with Cornerstone Title & Escrow, updated Jul 14
Closing dayAug 12, 2026See the full journeyThe date on each line is the latest news we have.
New to this?Read what happens between now and closing.Where things stand
Contract and inspectionYou're in the inspection period.Waiting on the other side5 of 8Inspection deadlineDue Jul 20, 2026Your financingThe appraisal is being ordered.Waiting on Fairview Mortgage2 of 10Appraisal orderedNot on the calendar yetTitle and settlementYou're waiting for the title search to come back.Waiting on Cornerstone Title & Escrow2 of 6Title search backNot on the calendar yetClosing dayThe closing day steps start closer to the date.Waiting on you0 of 4Homeowners insuranceNot on the calendar yetThese run at the same time, not one after another. Open any card to see its steps.
What can still change
Home inspection deadlineuntil Jul 20, 2026Until this date you can still act on what the inspection turns up, like asking the seller for repairs. Your agent can tell you what your contract allows.3 days leftFinancing approval deadlineuntil Aug 1, 2026Until this date you can still act if your financing doesn't come through, like asking the seller for more time. Your agent can tell you what your contract allows and what happens to your deposit.15 days leftYour contract still leaves these open. The dates are when each one closes.
Private and secure: only your deal. Powered by Ratifyly.
After closing
Every paper and record for the home you bought, in one place, ready to share. Your portal stays with you, documents and all.
TRThe Rivera GroupJordan RiveraYour Home File
Every paper and record for your home in one place, ready to share.
Download everything48 Harborview Drive
Salem, VA
A gift from Jordan Rivera at The Rivera Group
- Bought
- August 12, 2026
- Price
- $549,000
- Built
- 1971
- Living area
- 2,240 sq ft
- Rooms
- 4 bed, 2.5 bath
- Lot
- 0.31 acres
- Type
- Single family
- Parcel
- 268-3-14
- Assessed
- $498,000
Facts from county records, read when this Home File opened.
Your copies of the papers from the sale, kept here even after the brokerage closes its file.
Closing
Closing DisclosurePDF · 212 KBWhat you paid and signed on closing day.
- Every date, every document, every step between ratified and keys
- When the appraisal comes back, you see it. When financing clears, you see it
- The same file your agent sees: same dates, same documents, same status
- Your agent is still your guide. Now you can see the road too
Nothing slips
Software watches every date. Ezra tells you in time.
A home purchase runs on deadlines. Inspection, appraisal, financing, closing: each one has a date, and software watches all of them so a busy week never costs you the house. Money moves in plain sight too: the amount, the destination, and the date of every payment in your deal live in the transaction, where you, your agent, and the closing office are all reading one version of the truth. When something needs your attention, Ezra brings it to you in plain words, with time to act, and your agent approves anything new before it reaches you.
Where things stand
These run at the same time, not one after another. Open any card to see its steps.
What can still change
Your contract still leaves these open. The dates are when each one closes.
Ask anytime
The answer comes back in a minute, not on Monday.
Ezra answers you directly. Ask what the appraisal said, when the walkthrough is, what that word in the contract means. He answers out of your own file, the same file your agent works from, so you are never told one thing while the record says another.
He goes after what you are owed, and he arranges what needs arranging around the times you actually have. He will not quote you a number he was not given. He never handles wire instructions: he will never send you any, or confirm anyone else's. Wires get verified by phone, every time, at a number you already had. When something needs your agent, it goes to your agent, with what you said already written down.
Ezra
Today 10:41 AM
Why it matters
No more waiting for news.
Everything about your home, in your hands.
Today's client-facing tools pick up at the title office, the final two weeks of a six-week journey; Ratifyly starts the moment the offer is accepted.
Also built in
Ratifyly, in your pocket.
- An app for you, with your agent’s name on it.
- Your agent’s brand, or their team’s. Home search, saved searches with alerts, market numbers, and your deal, all in one app.
My Home
Key dates
Your team
Your agent
Jordan Rivera
The Rivera Group
Title & escrow
Cornerstone Title & Escrow
Lender
Fairview Mortgage
Questions, answered
What will I actually be able to see?
Every front of your deal at once rather than one after another: the contract and inspection, your loan, the title work, and closing day. Each one shows how many of its own steps are done, names the company holding it where there is one, and says when the next thing is due, or says plainly that it isn’t on the calendar yet. There’s also a card for what can still change, listing the windows still open on the deal and the date each one closes. It’s the first place a buyer or seller can watch the whole deal in one view instead of piecing it together from texts.
Do I have to download an app or set anything up?
No. Your real-estate agent turns the portal on for you. There’s nothing you have to install and nothing for your agent to learn beyond forwarding the paperwork they already handle. It works in your phone’s browser, and there’s an app with your agent’s name on it, if you’d like one. Ezra, the assistant on your transaction, answers your questions over text as well. If your agent hasn’t set it up, just send them the link and ask.
Do I keep access after my closing?
Yes. Your portal and your documents stay put after closing. If you bought, your portal becomes your Home File: every paper and record for the home in one place, ready to share. If you sold, your deal is right where you left it.
Is it safe to pay my earnest-money deposit through Ratifyly?
Your earnest money deposit goes to the party named in your contract, usually the closing office or a brokerage escrow account, by whatever method they accept: check, electronic transfer, or wire. Before you send anything, open your transaction and confirm the amount and the destination there. The same details are in plain sight for you, your agent, and the closing office, so everyone is checking one version of the truth. If a payment request arrives by email or text and it does not match what you see in the transaction, stop and call your agent first. Ezra never sends wire instructions and never confirms anyone else’s. Wires get verified by phone, every time, at a number you already had.
Is my personal and financial information safe?
Yes. Ratifyly deliberately collects the least data it needs (no Social Security numbers, credit reports, or bank-account numbers) and the AI that reads the paperwork does not train on your data. Everything is encrypted in transit and at rest, and your view is walled off from other people’s deals. You can read the full approach on the Security page.
Ask your agent to bring your transaction in.
Your agent sends your portal with one tap.
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