The plain answers, before you ever get on a call.

Ratifyly is the agent’s system of record: it runs a real-estate transaction on one live timeline. You forward the paperwork by email and Ezra, Ratifyly’s AI coordinator, reads it, builds the deal, tracks every deadline across the contract, the loan, and the closing, and chases what has not come back. Three connected views sit on top of that timeline: a compliance workspace for brokerages, a coordinator workspace for agents, and a portal where buyers and sellers watch the whole thing move. It was built in-house by a licensed brokerage for its own agents first, and is now opening to other brokerages and agents.

A closing portal shows the final stretch of the deal, roughly the last two weeks at the title office. Ratifyly shows the whole transaction, from the accepted offer forward: the contract deadlines, the loan milestones, and the closing, all on one timeline. Closing software starts where Ratifyly is already well underway. They solve different parts of the deal, and Ratifyly is the only place a client can watch all three lanes at once.

It’s the mechanical work of transaction coordination done by software. A TC opens the file, logs the dates, chases the deadlines, and keeps everyone updated. With Ratifyly you email in the contract the same way you’d send it to a TC, and Ezra does that same work: he reads the contract, builds the deal, tracks every date, chases what has not come back, and keeps each party updated. A human approves what counts. So one coordinator can carry more files, and an agent without a TC still gets full coverage. It’s a new category, so it’s normal not to have heard the term. The plain version: forward the paperwork, get back a fully tracked, fully audited deal.

No. Contracts are read by Anthropic’s Claude models through their commercial API, which under Anthropic’s terms does not use API data to train models. Your paperwork is processed, not harvested. Data is encrypted in transit and at rest, every account is walled off at the data layer, and Ratifyly deliberately takes in the least data the product needs (no SSNs, credit reports, or bank-account numbers). Full detail is on the Security page, and a written Security Overview is available at hello@ratifyly.com.

Ratifyly is built to read each state’s actual contracts, disclosures, and deadline rules rather than a generic template. Virginia is the fully-live home state, contract coverage is built for 21 states and DC, and more are rolling out. The Coverage page lists exactly what’s covered today, with a page for each state.

Ratifyly is in invite-only early access, so we’re onboarding the first wave of brokerages and agents rather than publishing standard pricing yet. Reach out through the Get early access page and we’ll walk you through access and what pricing will look like for your situation.

Ratifyly was built in-house by a licensed real-estate brokerage, for its own agents before opening to others. That means it’s held to the same compliance and fiduciary standards as the transactions it tracks. It was designed by people who close deals for a living.

A team runs like its own business inside a brokerage. You get a command center over your agents’ deals, covering the whole pipeline, every deadline, and every client portal, while your brokerage stays the back office for compliance and payouts. The brokerage stays in place. You just get the oversight layer on top of your bench that the brokerage was never built to give you.

Yes. Every agent’s transactions roll up into one board: what’s active, what’s closing this week, and what needs attention. You can spot a stalling deal without pinging anyone, and each deal still has its own cockpit and client portal underneath. Nothing about your team’s book lives in your head anymore.

No. They forward contracts and run their deals exactly the way they would solo: email-first, no login required. Their work simply also rolls up to you, so you get the visibility without adding a step to their day.

Yes. The same file Ezra reads to build your team’s view also feeds your brokerage’s compliance review. You get the operational oversight, the brokerage keeps the audit and the permanent records. If your brokerage isn’t on Ratifyly, your team still runs on it; the compliance side just isn’t connected yet.

Every front of your deal at once rather than one after another: the contract and inspection, your loan, the title work, and closing day. Each one shows how many of its own steps are done, names the company holding it where there is one, and says when the next thing is due, or says plainly that it isn’t on the calendar yet. There’s also a card for what can still change, listing the windows still open on the deal and the date each one closes. It’s the first place a buyer or seller can watch the whole deal in one view instead of piecing it together from texts.

No. Your real-estate agent turns the portal on for you. There’s nothing for you to install and nothing for your agent to learn beyond forwarding the paperwork they already handle. It works on your phone’s browser today, and native iPhone and Android apps are on the way. Ezra, the assistant on your transaction, answers your questions over text as well, which your agent’s brokerage switches on. If your agent hasn’t set it up, just send them the link and ask.

Yes. Your portal and your documents stay put after closing; you keep access rather than losing the record the day the deal is done. It stays a place you can go back to for the paperwork from your transaction.

Your earnest money deposit goes to the party named in your contract, usually the closing office or a brokerage escrow account, by whatever method they accept: check, electronic transfer, or wire. Before you send anything, open your transaction and confirm the amount and the destination there. The same details are in plain sight for you, your agent, and the closing office, so everyone is checking one version of the truth. If a payment request arrives by email or text and it does not match what you see in the transaction, stop and call your agent first. Ezra never sends wire instructions and never confirms anyone else’s. Wires get verified by phone, every time, at a number you already had.

Yes. Ratifyly deliberately collects the least data it needs (no Social Security numbers, credit reports, or bank-account numbers) and the AI that reads the paperwork does not train on your data. Everything is encrypted in transit and at rest, and your view is walled off from other people’s deals. You can read the full approach on the Security page.