Questions, answered.

Ratifyly is an AI platform that runs a real-estate transaction on one live timeline. You forward the paperwork by email and the AI reads it, builds the deal, and tracks every deadline across the contract, the loan, and the closing. Three connected views sit on top of that timeline: a compliance workspace for brokerages, a coordinator workspace for agents, and a portal where buyers and sellers watch the whole thing move. It was built in-house by a licensed brokerage for its own agents first, and is now opening to other brokerages and agents.

A closing portal shows the final stretch of the deal — roughly the last two weeks at the title office. Ratifyly shows the whole transaction, from the accepted offer forward: the contract deadlines, the loan milestones, and the closing, all on one timeline. Closing software starts where Ratifyly is already well underway. They solve different parts of the deal, and Ratifyly is the only place a client can watch all three lanes at once.

It’s the human role of a transaction coordinator (TC) — the person who opens the file, logs the dates, chases the deadlines, and keeps everyone updated — done by software. With Ratifyly you email in the contract instead of handing it to a TC, and the AI does the reading and deal-building. It’s a new category, so it’s normal not to have heard the term. The plain version: forward the paperwork, get back a fully-tracked deal.

No. Contracts are read by Anthropic’s Claude models through their commercial API, which under Anthropic’s terms does not use API data to train models. Your paperwork is processed, not harvested. Data is encrypted in transit and at rest, every account is walled off at the data layer, and Ratifyly deliberately takes in the least data the product needs — no SSNs, credit reports, or bank-account numbers. Full detail is on the Security page, and a written Security Overview is available at hello@ratifyly.com.

Ratifyly is built to read each state’s actual contracts, disclosures, and deadline rules rather than a generic template. Virginia is the fully-live home state, several more states are live today, and others are rolling out. The Coverage page lists exactly what’s live now, with a page for each state.

Ratifyly is in beta and early access is open, so we’re onboarding the first wave of brokerages and agents rather than publishing standard pricing yet. Reach out through the Get early access page and we’ll walk you through access and what pricing will look like for your situation.

Ratifyly was built in-house by Bellro Virginia, Inc., a licensed real-estate brokerage, for its own agents before opening to others. That means it’s held to the same compliance and fiduciary standards as the transactions it tracks — it was designed by people who close deals, not just ship software.

Checklist tools confirm that a document was uploaded. Ratifyly reads what’s inside it — signatures, dates, amounts, contingency deadlines — and cross-checks it against the rest of the file, running hundreds of checks against your rulebook on every page of every version. It’s the difference between confirming the disclosure exists and confirming it was signed, dated correctly, and matches the contract.

No. The AI reads and surfaces findings by severity, with the source page one click away, but a human on your team clears each finding — nothing ships on the AI’s word alone. The audit trail records who cleared what and when, so you keep the receipts. Broker review becomes minutes of clearing findings instead of an afternoon of page-turning, without handing judgment to a machine.

No. Agents email the paperwork to the deal address — that’s the whole workflow, and it works from their phone’s inbox. Ratifyly builds the deal, tracks the deadlines, and sends reminders by email and text. The workspace (and a native mobile app on the way) is there when they want it, but they never have to log in for the compliance side to work.

We run the audit on one of your real, recent transaction files so you see what Ratifyly produces on your own paperwork, then set your workspace up with you — your rulebook, your agents, your records. There are no lengthy setup calls to rebuild templates from scratch. Start at the Get early access page or email hello@ratifyly.com.

Yes. Whatever produced the PDF — your forms platform, your e-signature tool — Ratifyly reads it, so there’s nothing to rip out. And every compliance rule is yours: turn a rule off, tighten another, or add your own. The rulebook the AI audits against is the one you configure.

Closed transactions are retained and can’t be deleted from a live workspace, even after an agent leaves, so when a state board or E&O carrier asks, it’s a search rather than an archaeology project. On closing, Ratifyly can prepare the disbursement from the contract itself — the split math and the disbursement authorization generated from the actual file. Automated agent payments are rolling out now.

A team runs like its own business inside a brokerage. You get a command center over your agents’ deals — the whole pipeline, every deadline, every client portal — while your brokerage stays the back office for compliance and payouts. You’re not replacing the brokerage; you’re getting the oversight layer on top of your bench that the brokerage was never built to give you.

Yes — every agent’s transactions roll up into one board: what’s active, what’s closing this week, and what needs attention. You can spot a stalling deal without pinging anyone, and each deal still has its own cockpit and client portal underneath. Nothing about your team’s book lives in your head anymore.

No. They forward contracts and run their deals exactly the way they would solo — email-first, no login required. Their work simply also rolls up to you, so you get the visibility without adding a step to their day.

Yes. The same file Ratifyly reads to build your team’s view also feeds your brokerage’s compliance review — you get the operational oversight, the brokerage keeps the audit and the permanent records. If your brokerage isn’t on Ratifyly, your team still runs on it; the compliance side just isn’t connected yet.

Like an AI TC, you forward the contract and the deal builds itself — deadlines read from the paperwork, reminders by email and text. What’s different is the scope: Ratifyly tracks all three lanes (contract, loan, and closing), loops your lender and closing office onto the same timeline, and gives every client a live portal — not just the agent’s task list. And because it was built inside a brokerage, the same engine backs broker compliance, so your file is audit-ready, not just organized.

No. Ratifyly works like an assistant, not an app. Forward the contract, the amendment, the inspection report the same way you’d send them to a TC, and reply to Ratifyly like you’d reply to your assistant. The cockpit is there when you want the full picture, but the inbox is enough — you never have to log in to keep a deal moving.

It’s self-serve today. Create your beta workspace on the Get early access page, forward your next contract, and it comes back as a built, tracked deal — deadlines on, reminders set, client portal ready. There are no setup calls and no templates to build before you can use it.

No. Ratifyly doesn’t replace your CRM or your e-signature tool — it handles the transaction-coordination and deadline side. Whatever produced the PDF, Ratifyly reads it, so it slots in alongside the tools you already use rather than asking you to move off them.

Yes. When there’s no brokerage on the platform, Ratifyly acts as your own AI transaction coordinator: it builds the deal, tracks every deadline, sends the reminders, and gives your clients the portal. If your brokerage later comes on for compliance, the same deals feed that side too.

You invite your buyer or seller and they get their own portal — the first place a client can watch the whole transaction, contract to loan to closing, updated the moment the paperwork changes. They stop texting you “any updates?” because they can watch it move, and you can see when they’ve looked. It’s something no other agent at the table can show.

Everything happening across your three lanes at once — your contract, your loan, and your closing — live and in plain English, from accepted offer to keys. You’ll see what’s done, what’s moving, and exactly who’s on the hook for what, updated the moment anything changes. It’s the first place a buyer or seller can watch the entire deal in one view instead of piecing it together from texts.

No. Your real-estate agent turns the portal on for you — there’s nothing for you to install and nothing for your agent to learn beyond forwarding the paperwork they already handle. It works on your phone’s browser today, and native iPhone and Android apps are on the way. If your agent hasn’t set it up, just send them the link and ask.

Yes. Your portal and your documents stay put after closing — you keep access rather than losing the record the day the deal is done. It stays a place you can go back to for the paperwork from your transaction.

Yes — and it’s built specifically to keep you safe. When it’s time for your deposit, you pay through a verified link inside your portal, so you never have to trust wiring instructions that show up in an email. Emailed wire instructions are the number-one scam in real estate, and Ratifyly keeps wire instructions out of every portal by design.

Yes. Ratifyly deliberately collects the least data it needs — no Social Security numbers, credit reports, or bank-account numbers — and the AI that reads the paperwork does not train on your data. Everything is encrypted in transit and at rest, and your view is walled off from other people’s deals. You can read the full approach on the Security page.