Texas
The moment a Texas deal comes together, Ezra reads the TREC One to Four Family contract and its addenda and checks it against what a Texas transaction actually requires (the § 5.008 Seller's Disclosure, lead-paint on pre-1978 homes, HOA and MUD/PID notices, and the right financing paperwork), flagging anything missing. He tracks every date, from the option-period clock and the 3-day option-fee/earnest-money delivery to financing approval, appraisal, and the Paragraph 9 closing date, with broker, agent, and client on the same live view.
The contracts we read
A promulgated-forms state: the TREC One to Four Family Residential Contract (Resale) (current No. 20-18) for most resales, with separate TREC contracts for condos, new construction, and farm & ranch, plus standard addenda (Third Party Financing 40-11, POA 37-5, Lead-Based Paint OP-L, Appraisal Termination 49-1).
But Ratifyly isn't limited to those. Because it reads the document itself (not a fixed template), it handles whatever version an agent actually uses: the statewide association form, a regional or local board form, an attorney-drafted contract, or a brokerage's own paperwork. And it reads the whole packet, not just the contract (disclosures, addenda, the closing disclosure, title commitment, inspection reports, closing figures, and more) so the rest of the packet gets reviewed, too.
Required paperwork we check
- Seller's Disclosure Notice: Texas Property Code § 5.008; buyer may terminate within 7 days if not provided
- Federal lead-based paint addendum (TREC OP-L) for homes built before 1978
- POA / HOA mandatory-membership addendum (TREC 37-5) with resale info
- Statutory special-district notices (MUD / WCID / PID) and other situational notices where applicable
Deadlines we track
- Option (termination) period: negotiable days in Paragraph 5; unrestricted termination ends 5:00 pm on the last day
- Option fee + earnest money: both due to escrow within 3 days of the effective date
- Third-party financing approval: buyer/property approval per the 40-11 addendum
- Appraisal / lender approval, with termination rights via the financing or 49-1 addendum
- Closing / settlement date: Paragraph 9
This page summarizes commonly used Texas forms and requirements for reference only; it is not legal advice, and forms and statutes change. Always follow your brokerage's current compliance guidance, the controlling Texas statutes, and the forms your transaction actually uses.
See what your next Texas contract becomes.
Send us your Texas purchase agreement and we'll show you exactly what it pulls out, audits, and puts on the timeline.