Texas
The moment a Texas deal comes together, Ratifyly reads the TREC One to Four Family contract and its addenda and checks it against what a Texas transaction actually requires — the § 5.008 Seller's Disclosure, lead-paint on pre-1978 homes, HOA and MUD/PID notices, and the right financing paperwork — flagging anything missing. It tracks every date, from the option-period clock and the 3-day option-fee/earnest-money delivery to financing approval, appraisal, and the Paragraph 9 closing date, with broker, agent, and client on the same live view.
The contracts we read
A promulgated-forms state: the TREC One to Four Family Residential Contract (Resale) (current No. 20-18) for most resales, with separate TREC contracts for condos, new construction, and farm & ranch, plus standard addenda (Third Party Financing 40-11, POA 37-5, Lead-Based Paint OP-L, Appraisal Termination 49-1).
But Ratifyly isn't limited to those. Because it reads the document itself— not a fixed template — it handles whatever version an agent actually uses: the statewide association form, a regional or local board form, an attorney-drafted contract, or a brokerage's own paperwork. And it reads the whole packet, not just the contract — disclosures, addenda, the closing disclosure, title commitment, inspection reports, wire instructions, and more — so nothing in the file goes unreviewed.
Required paperwork we check
- Seller's Disclosure Notice — Texas Property Code § 5.008; buyer may terminate within 7 days if not provided
- Federal lead-based paint addendum (TREC OP-L) for homes built before 1978
- POA / HOA mandatory-membership addendum (TREC 37-5) with resale info
- Statutory special-district notices (MUD / WCID / PID) and other situational notices where applicable
Deadlines we track
- Option (termination) period — negotiable days in Paragraph 5; unrestricted termination ends 5:00 pm on the last day
- Option fee + earnest money — both due to escrow within 3 days of the effective date
- Third-party financing approval — buyer/property approval per the 40-11 addendum
- Appraisal / lender approval — with termination rights via the financing or 49-1 addendum
- Closing / settlement date — Paragraph 9
This page summarizes commonly used Texasforms and requirements for reference only — it is not legal advice, and forms and statutes change. Always follow your brokerage's current compliance guidance, the controlling Texas statutes, and the forms your transaction actually uses.
See Ratifyly read a Texas contract.
Send us your Texas purchase agreement and we'll show you exactly what it pulls out, audits, and puts on the timeline.