Transaction compliance
Transaction compliance that reads every page first.
Your brokerage is liable for every file it touches, but compliance review means a human reading every page — so in practice it happens late, on a sample, or after the deal has already closed. Ratifyly is real estate transaction compliance software that reads every document the moment it arrives, checks it against your rules, and queues its findings for a person to approve. Coverage goes from spot-check to every page, on every file, without adding a reviewer.
FW: Ratified contract — 48 Harborview
jordan@yourbrokerage.com → deals@in.ratifyly.com
Filed automatically
48 Harborview Drive · 3 documents filed · deadlines updated · audit queued for review
The audit
What runs on every document, before anyone reads it
Every page gets the same read. Is each required signature and initial actually present, do the dates and dollar amounts agree across the documents that reference them, are the disclosures this deal requires present and complete, and what contingencies and deadlines does the contract itself create. Deterministic rules and AI review run together, and each finding is surfaced with the source page attached — so a reviewer confirms against the evidence instead of hunting for it. Nothing clears on the AI's word: a person approves or dismisses every finding.
- Presence — required signatures, initials, and disclosure forms accounted for on every document
- Consistency — dates and amounts cross-checked across the contract, addenda, and escrow paperwork
- Completeness — the disclosures your state and your rulebook require, verified as delivered
- Every finding links to its source page; a human approves or dismisses each one
48 Harborview Drive
Audit ran 2 minutes ago · checks across the packet
Needs review · 2
Signature date differs from the ratification date
Lead-paint disclosure
EMD amount doesn't match the escrow letter
Purchase agreement
Passing · 12
Signatures present · dates consistent · required documents on file · wire instructions blocked from every portal
Deadlines as compliance
A missed deadline is a compliance failure too
Compliance isn't only what's in the file today — it's what the contract obligates the deal to do next. Ratifyly computes each deadline from the executed contract and the governing state rules, then keeps them on one clock across your whole pipeline, so every file shows its compliance status and its next date at a glance. When an amendment moves the closing date, the dates downstream re-flow with it, instead of sitting stale in someone's calendar.
- Deadlines computed from the contract itself and the state's rules, not typed in
- Every file's compliance status and next deadline visible across the pipeline
- Amendments re-flow the dates downstream automatically
- Overdue and due-soon flags surface before a date slips
All transactions
23 transactions
2 findings need review
9 documents · $625,000 · Closing Aug 12
Ready to approve — every check passed
11 documents · $485,000 · Closing Aug 29
Reading paperwork…
4 documents · just added
Ratifyly tracks every date on the contract-to-close checklist and watches the deadlines that decide a deal. Every date is computed from your documents and the governing state rules — but it's decision support, not legal advice. Always verify a deadline against the contract and the controlling statute.
The record
An audit trail that's ready before anyone asks for it
Every finding, every approval, and every version stays attached to the file, so a closed deal carries its own proof of review. When a state board audit or an E&O carrier comes asking, the compliance history is a search away — not a reconstruction from email threads and someone's memory. Closed files stay in the brokerage's record, retrievable by address, agent, or year, long after the deal is done.
- Every finding and approval recorded against the file, permanently
- Compliance history retrievable by address, agent, or year
- Closed files kept in the brokerage's record, ready for a board or E&O request
Closed & kept · 148 files
1408 Westover Hills Blvd
J. Rivera
22 Cedar Point Court
M. Torres
760 Granite Springs Rd
J. Rivera
State-aware rules
Your state's rulebook, not a generic checklist
Compliance isn't one rulebook. Every state runs on its own contract forms, required disclosures, and deadline clock — so Ratifyly ships state-aware rule packs that read the actual contract your state uses and audit the exact paperwork it requires. 21 states and the District of Columbia are live today, with more rolling out.
See what's live in your stateHonest scope
What Ratifyly is — and what it isn't
A human approves every call
Ratifyly reads, checks, and proposes; the broker decides. It's decision support for your review, not a replacement for it — and it isn't legal advice.
It's early
Ratifyly is in beta, available by invitation while we onboard brokerages one at a time. You're seeing it early, on purpose.
Not a forms or e-sign tool
Keep the software you use to write and sign contracts. Ratifyly reads whatever PDF comes out the other side — here's how it compares to dotloop and SkySlope.
Evaluating this across a whole brokerage? See the broker compliance overview. For how we store and protect your documents, read about security and trust.
Put your rulebook to the test
Send over a recent transaction file and we'll show you the compliance audit it produces — your documents, your rules, your deadlines, every finding queued for your sign-off.