Transaction compliance

Transaction compliance that reads every page first.

Your brokerage is liable for every file it touches, but review by hand means compliance happens late, on a sample, or after the deal has already closed. Ratifyly is real estate transaction compliance software that moves the review up front: every page of every file read and checked against your rules before approval, each finding cleared by a person, every clearance kept in a permanent audit trail. Coverage goes from spot-check-after-the-fact to every page, on every file, without adding a reviewer.

Deals

48 Harborview Drive

Salem, VA · Jordan Rivera · Buyer side · Alex and Sam Morgan

Needs you· 3 checksCloses Wednesday, August 12$549,000

Resolve first: 1 document missing, 2 review items to approve. 1 document expected later.

Paperwork

2 of 3
  • Summary of Rights

    Required.

    Missing
  • Purchase Agreement
    48-harborview-drive-purchase-agreement.pdf
    On file
  • Residential Property Disclosure
    48-harborview-drive-residential-property-disclosure.pdf

    Buyer’s signed copy

    The copy on file is not signed by the buyer. Once it is signed, add that copy here and it takes this slot.

    Needs signature
    Residential Property Disclosure signed
    Missing signatures: buyer.
    Must resolve

1 still needs to be added.

Expected later

  • Closing Disclosure or Settlement Statementexpected at closingWaiting

Additional documents

  • Lead Paint Disclosure · 48-harborview-drive-lead-paint-disclosure.pdf
    Lead-based paint disclosure signed (buyer + seller)
    Missing signatures: seller.
    Must resolve

Drag one onto a slot to file it there, or onto a filled slot to merge a document that arrived in pieces.

The checks

What runs on every document, before anyone reads it

Every page gets the same read. Is each required signature and initial actually present, do the dates and dollar amounts agree across the documents that reference them, are the disclosures this deal requires present and complete, and what contingencies and deadlines does the contract itself create. Deterministic rules and AI review run together, and each finding is surfaced with the source page attached, so a reviewer confirms against the evidence instead of hunting for it. Nothing clears on the AI's word: a human approves or dismisses every finding.

  • Presence: required signatures, initials, and disclosure forms accounted for on every document
  • Consistency: dates and amounts cross-checked across the contract, addenda, and escrow paperwork
  • Completeness: the disclosures your state and your rulebook require, verified as delivered
  • Every finding links to its source page; a human approves or dismisses each one
JR

FW: Ratified contract, 48 Harborview

jordan@yourbrokerage.com → ezra@in.ratifyly.com

9:14 AM
Purchase_Agreement.pdfLead_Paint.pdfPre_Approval.pdf+6 more

Filed automatically

48 Harborview Drive · 9 documents filed Jul 10, 2026 · deadlines tracked · audit queued for review

The clock

A missed deadline is a compliance failure too

Compliance is also what the contract obligates the deal to do next, not only what's in the file today. Ratifyly computes each deadline from the executed contract and the governing state rules, then keeps them on one clock across your whole pipeline, so every file shows its compliance status and its next date at a glance. When an amendment moves the closing date, the dates downstream re-flow with it, instead of sitting stale in someone's calendar.

  • Deadlines computed from the contract itself and the state's rules, not typed in
  • Every file's compliance status and next deadline visible across the pipeline
  • Amendments re-flow the dates downstream automatically
  • Overdue and due-soon flags surface before a date slips

Deals

Thursday, August 6

Needs you

123 Maple AvenueJordan Rivera · Addenda / amendments signed by both partiesNeeds youNeeds you· 1 check

Active deals

48 Harborview DriveJordan R. · Closes Aug 12 · SalemSalem, VA · Jordan Rivera · Buyer · Closes Aug 12 · All 14 checks clearReady
330 Oak Ridge LanePriya N. · Closes Aug 14 · BlacksburgBlacksburg, VA · Priya Nair · Buyer · Closes Aug 14 · 2 of 6 checks openAwaiting docs
15 Spruce HollowPriya N. · Closes Aug 19 · ChristiansburgChristiansburg, VA · Priya Nair · Buyer · Closes Aug 19 · All 5 checks clearReady
123 Maple AvenueJordan R. · Closes Aug 21 · RoanokeRoanoke, VA · Jordan Rivera · Buyer · Closes Aug 21 · 1 of 5 checks openNeeds you
212 Cedar LaneDevon B. · Closes Aug 28 · SalemSalem, VA · Devon Brooks · Listing · Closes Aug 28 · 1 of 6 checks openAwaiting docs

5 active deals · soonest closing first.

Ezra tracks every date on the contract-to-close checklist and watches the deadlines that decide a deal. Every date is computed from your documents and the governing state rules, but it's decision support, not legal advice. Always verify a deadline against the contract and the controlling statute.

The receipts

An audit trail that's ready before anyone asks for it

Every finding, every approval, and every version stays attached to the file, so a closed deal carries its own proof of review. When a state board audit or an E&O carrier comes asking, the compliance history is a search away, not a reconstruction from email threads and someone's memory. Closed files stay in the brokerage's record, retrievable by address, agent, or year, long after the deal is done.

  • Every finding and approval recorded against the file, permanently
  • Compliance history retrievable by address, agent, or year
  • Closed files kept in the brokerage's record, ready for a board or E&O request

Deals

Thursday, August 6

20267 closed

9 Wren CourtNina and Paul Ferreira · $342,500 · 12 documentsClosed Jul 17
41 Juniper Hill RoadBen and Ada Carver · $468,000 · 13 documentsClosed Jul 2
27 Laurel StreetSofia Marin · $415,000 · 11 documentsClosed Jun 26
1408 Thornberry LaneDana and Chris Whitfield · $612,000 · 14 documentsClosed Jun 3
22 Cedar Point CourtLauren Ortiz · $389,500 · 11 documentsClosed May 21
5 Kingsley CourtEli and Rachel Grant · $389,000 · 12 documentsClosed May 14
760 Granite Springs RdMarcus and Joy Bell · $455,000 · 12 documentsClosed May 9
Earlier years (141)

Jurisdiction

Your state's rulebook, not a generic checklist

Compliance isn't one rulebook. Every state runs on its own contract forms, required disclosures, and deadline clock, so Ratifyly ships state-aware rule packs that read the actual contract your state uses and audit the exact paperwork it requires. Contract coverage is built for 21 states and the District of Columbia; Virginia is the fully-live home state.

See what's live in your state

Honest scope

What Ratifyly is, and what it isn't

You approve what counts
Ezra, Ratifyly's assistant, reads, checks, and proposes; the broker decides. It's decision support for your review, not a replacement for it, and it isn't legal advice.
It's open
Anyone can create an account, free for one agent with up to 5 deals open at a time. We set up brokerages with you personally.
Not a forms or e-sign tool
Keep the software you use to write and sign contracts. Ratifyly reads whatever PDF comes out the other side; here's how it works alongside dotloop and compares to SkySlope.

Evaluating this across a whole brokerage? See the broker compliance overview. For how we store and protect your documents, read about security and trust.

Put your rulebook to the test

Send over a recent transaction file and we'll show you the compliance audit it produces: your documents, your rules, your deadlines, every finding queued for your sign-off.